Services

End to end credit control services

Keeping your cash flow

healthy and predictable.

Service

Outsourced credit control, done differently. Prompt. Polite. Persistent.

Late payments are one of the biggest drains on an otherwise healthy business. Chasing overdue invoices eats into your time, tests your customer relationships, and leaves your cash flow at the mercy of other people’s payment habits.

The Credit Lab takes the whole thing off your plate, managing your credit control from invoice to payment so you can get back to running your business. Our superpower is turning debt challenges into stronger customer relationships: getting you paid while protecting the goodwill you’ve worked hard to build.

billion
0

Businesses are owed an
estimated £26 billion in late
payments at any given time.

0 %

of UK SMEs have faced cash flow difficulties.

What to expect

Your credit control, handled.

Your cash flow, transformed.

Your credit control

Credit control, fully managed from start to finish

End-to-end means exactly that. We don’t just step in once an invoice is already overdue, we manage the whole cycle, so nothing slips through the cracks. From the moment an invoice is raised to the day it’s paid, we’re on it:

  • Making sure invoices and statements go out promptly and accurately
  • Well-timed, professional payment reminders
  • Persistent, friendly chasing of overdue accounts
  • A clear, structured process for the invoices that need a firmer approach
  • Regular reporting, so you always know exactly where your money is

We work as a seamless extension of your team, in your business’s name, in your tone, and always on your side.

Y our credit control

The results speak for themselves

Consistent, professional credit control makes a measurable difference. One client saw 98% of their debts collected at 30 days and under, transforming their cash flow and freeing their team to focus on the work that grows the business. That’s what happens when chasing payments stops being an afterthought and becomes a proper, reliable process.

Y our credit control

Who we help

We support businesses from VAT-registered through to around £15M annual turnover,
across a huge range of sectors including :

  • Access Equipment Hire
  • Accountancy
  • Architecture
  • Construction Project
  • Management
  • Dental Labs
  • Drainage
  • Electric Power Generation
  • Franchise businesses (franchisor and franchisee)
  • Legal
  • Plant Hire
  • Quantity Surveying
  • Recruitment
  • Safety Product Wholesale
  • Distribution
  • Tool Hire

And because we work remotely as well as locally, location is never a barrier, our furthest client is 180 miles away.

Why choose

The Credit Lab?

We’re not a faceless collections agency. W e’re a friendly, e xperienced team who treat your customers with the same care you would, because your reputation matters as much as your cash flow. When you work with The Credit Lab, you get real people, real expertise, and a credit control process that finally works the way it should: prompt, polite, and persistent.

End-to-end credit control is what we do best, but it’s not all we do. If you need something different, we also offer one-off and regular credit control reviews – a fresh, expert look at your ledger to find what’s holding your cash flow back-as well as mentoring and support for existing teams, helping your in-house people build the confidence and skills to keep debtor days low.

Stop chasing invoices and start getting paid. Get in touch today to see how The Credit Lab’s end-to-end credit control services can work for your business.

Common Questions

Frequently asked

questions

Choosing who looks after your credit control is a big call, you’re trusting someone with your income and your customer relationships in one go. Below, we’ve tackled the things businesses most want to know before they take that step, so you can decide with confidence.

End-to-end credit control means managing the entire process, from issuing invoices and statements, through reminders and follow-ups, to collecting payment and resolving disputes. It’s a complete, hands-off solution for getting paid on time.

We work as a seamless extension of your team, communicating in your business’s name and tone of voice. Every call, email and statement goes out as though it’s coming from your own in-house finance department, so there’s no jarring hand-off to a third party and no sense that debts have been sent to collections.

To your customers, it simply feels like a well-run, professional credit control process, firm when it needs to be, but always courteous. That consistency matters: the way payments are chased says a lot about your business, and getting it right protects the relationships you’ve worked hard to build. Because we lead with prompt, polite persistence rather than pressure, most customers pay happily and keep trading with you, so you get the money you’re owed and keep the goodwill that brings them back.

Many businesses see payment times improve within the first few weeks, as prompt, consistent chasing starts to take effect.

Simply get in touch and we’ll arrange a friendly chat about how we can help.

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Every step.